Privacy Policy
Fulda Area Credit Union (FACU) is dedicated to providing a secure place to borrow and save money at very competitive rates. FACU is equally committed to protecting our members’ privacy.
FACU collects non-public personal member information from the following sources:
Member account transactions with FACU or other financial institutions
Consumer reporting agencies
Membership, loan applications and other member-initiated applications and forms
FACU may disclose all of the information collected (as described above) to companies performing marketing services on behalf of FACU or to other financial institutions that maintain joint marketing agreements with FACU. FACU will not sell or share information with companies not included in providing services or assisting us in providing services to our members. FACU only conducts business with organizations that agree to maintain strong confidentiality and limits the use of information FACU provides.
FACU may disclose non-public personal information about its members under other circumstances as permitted or required by law. These disclosures typically include:
Following member instructions as authorized
Protecting the security of FACU financial records
Maintaining or servicing a member’s account
Conducting the operations of FACU
If a member decides to terminate his/her membership or become an inactive member, FACU will adhere to the privacy policies and practices as described in this notice.
FACU employees are trained in the importance of confidentiality and member privacy by maintaining safeguards that comply with federal regulations and leading industry practices. FACU restricts access to non-public personal information about its members to FACU employees who have a specific business purpose in utilizing member data.
