Checking

Enjoy safe and convenient checking with either a basic or interest-earning account. For added convenience, try our 24-hour Phone and Online Banking option! Our checking accounts are available with the following options:

  • Debit Card
  • Ready Reserve
  • Direct Deposit
  • Overdraft Protection - we have options to protect your checking account from accidental overdrafts, such as linking your checking to your share savings account or to a Ready Reserve Line of Credit. And, we don't charge a transfer fee for funds that are automatically transferred.
  • Basic checking: Available with no monthly fees and no minimum balance.
  • Interest checking: Available with no monthly fee. A $500 average daily balance is required to earn interest. Interest is paid monthly. Rates are subject to change, click here for current rates.
  • Checking overdraft fees: There is a non-sufficient funds charge of $28.00 per check written over the amount available in your account. There is a stop payment fee of $20.00 for stop payment orders.

For a Checking Account Switch Kit, click here .


Business Checking

We have checking account options available for business owners. Come in and speak to one of our Member Service Representatives and they can help you decide which option is right for you.

Checking overdraft fees: There is a non-sufficient funds charge of $28.00 per check written over the amount available in your account. There is a stop payment fee of $20.00 for stop payment orders.