Kasasa Cash Back

Choose free checking that pays you to shop.

Earn cash back on your everyday debit card purchases with free Kasasa Cash Back® checking. You’ll get 2.00% cash back up to $96 back per year ($8 back per month)!*

You’ll also get refunds on your ATM withdrawal fees, nationwide* — so you can get to your cash when and where you need it. Link your account to a free Kasasa Saver® to simplify saving. Open your accounts in minutes at any of our convenient locations .


  • Free checking that pays you back
  • 2.00% cash back on debit card purchases *No category restrictions on purchases
  • Cash back earned on up to $400 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Unlimited refunds on ATM withdrawal fees, nationwide*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking with bill pay **
  • Free eStatements
  • Free mobile banking
  • Free debit card
  • Free phone banking
  • Unlimited check writing
  • No minimum deposit to open

Earning your rewards is easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Enroll in eStatements

And if you don’t meet these qualifications, don’t worry.

Your account is still free. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. “Monthly Qualification Cycle” means a period beginning one (1) calendar day prior to the first day of the current statement cycle through one (1) calendar day prior to the close of the current statement cycle.

Rewards: When qualifications are met for each Monthly Qualification Cycle, (1) receive 2.00% cash back on debit card purchases that post and settle to your account during the Monthly Qualification Period, up to a total cash back of $8.00; and (2) nationwide ATM fees incurred during the Monthly Qualification Cycle will be reimbursed up to $4.99 per single transaction (an ATM receipt must be presented in person for reimbursement of a single ATM fee of $5.00 or greater). If qualifications are not met during the Monthly Qualification Cycle, no cash back is earned and ATM fees are not refunded. See a Fulda Area Credit Union Representative for more information.

**Fees will apply to Bill Pay if not used for 90 days.