Choose free checking that pays really high rates.
At Fulda Area Credit Union, we literally pay you to bank here. Earn up to 2.25% APY* with free Kasasa Cash® checking — just for doing banking basics you probably already do.
We’ll also pay you in unlimited refunds on your ATM withdrawal fees, nationwide* — so every ATM is your ATM. Link your account to a free Kasasa Saver® to make saving easy and automatic. Visit us today to open your accounts in minutes!
- Free checking that pays high dividends
- 2.25% APY* on balances up to $25,000
- 2.25% to 0.65% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Unlimited refunds on ATM withdrawal fees, nationwide*
- Link to free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking with bill pay **
- Free eStatements
- Free mobile banking
- Free debit card
- Free phone banking
- Unlimited check writing
- No minimum deposit to open
Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log into online banking
- Enroll in eStatements
And if you don’t meet these qualifications, don’t worry.
Your account is still free. Plus, you’ll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*APY = Annual Percentage Yield. Rates effective July 5, 2016 and can change at any time. Fees may reduce earnings.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. “Monthly Qualification Cycle” means a period beginning one (1) calendar day prior to the first day of the current statement cycle through one (1) calendar day prior to the close of the current statement cycle.
Rewards: When qualifications are met for each Monthly Qualification Cycle, (1) nationwide ATM fees incurred during the Monthly Qualification Cycle will be reimbursed up to $4.99 per single transaction (an ATM receipt must be presented in person for reimbursement of a single ATM fee of $5.00 or greater); (2) balances up to $25,000.00 receive an APY of 2.25%; and (3) balances over $25,000.00 receive an APY of 0.25%, resulting in a range of 2.25% - 0.65% depending on the balance. If qualifications are not met during the Monthly Qualification Cycle, all balances receive an APY of 0.05% and ATM fees are not refunded. See a Fulda Area Credit Union Representative for more information.
**Fees will apply to Bill Pay if not used for 90 days