Auto Loans

Model Years 2017 and Newer

Term Rate* APR* Repayment Example
Up to 36 Months* 4.00% 4.29% An example of a 3-year fixed rate monthly payment at the quoted rate would be
36 monthly payments of $29.57 per $1000 borrowed.
48 Months* 4.00% 4.07% An example of a 4-year fixed rate monthly payment at the quoted rate would be
48 monthly payments of $22.61 per $1000 borrowed.
60 Months*** 4.00% 4.05% An example of a 5-year fixed rate monthly payment at the quoted rate would be
60 monthly payments of $18.45 per $1000 borrowed.
72 Months*** 4.00% 4.05% An example of a 6-year fixed rate monthly payment at the quoted rate would be
72 monthly payments of $15.67 per $1000 borrowed.
84 Months*** 4.25% 4.29% An example of a 7-year fixed rate monthly payment at the quoted rate would be
84 monthly payments of $13.81 per $1000 borrowed.

Model Years 2015 to 2016

Term Rate*** APR*** Repayment Example
Up to 36 Months*** 4.75% 4.89% An example of a 3-year fixed rate monthly payment at the quoted rate would be
36 monthly payments of $29.93 per $1000 borrowed.
48 Months*** 5.00% 5.11% An example of a 4-year fixed rate monthly payment at the quoted rate would be
48 monthly payments of $23.09 per $1000 borrowed.
60 Months*** 5.25% 5.34% An example of a 5-year fixed rate monthly payment at the quoted rate would be
60 monthly payments of $19.03 per $1000 borrowed.
72 Months*** 5.25% 5.83% An example of a 6-year fixed rate monthly payment at the quoted rate would be
72 monthly payments of $16.26 per $1000 borrowed.

Model Years 2013 to 2014

Term Rate*** APR*** Repayment Example
Up to 36 Months*** 6.00% 6.21% An example of a 3-year fixed rate monthly payment at the quoted rate would be
36 monthly payments of $30.54 per $1000 borrowed.
Up to 48 Months*** 6.25% 6.41% An example of a 4-year fixed rate monthly payment at the quoted rate would be
48 monthly payments of $23.69 per $1000 borrowed.
Up to 60 Months*** 6.25% 6.38% An example of a 5-year fixed rate monthly payment at the quoted rate would be
60 monthly payments of $19.52 per $1000 borrowed.

Model Years 2011 to 2012

Term Rate*** APR*** Repayment Example
Up to 36 Months*** 6.75% 7.08% An example of a 3-year fixed rate monthly payment at the quoted rate would be
36 monthly payments of $30.95 per $1000 borrowed.
Up to 48 Months*** 7.00% 7.26% An example of a 4-year fixed rate monthly payment at the quoted rate would be
48 monthly payments of $24.09 per $1000 borrowed.

Autos - Model Years 2010 and Older

Term Rate*** APR*** Repayment Example
Up to 36 Months*** 7.75% 8.30% An example of a 3-year fixed rate monthly payment at the quoted rate would be 36 monthly payments of $31.53 per $1000 borrowed.

*** APR = Annual Percentage Rate. Rates and terms are subject to change. Rates are subject to the borrower's credit history and account history. Rates disclosed are the lowest available through Fulda Area Credit Union. Other conditions may apply. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval.

Residential Mortgage Loans

Fulda Area Credit Union offers first mortgages, second mortgages, and home equity lines of credit. Please contact us for rate and term information. All loans subject to credit approval and vary based on credit worthiness, qualifications, and collateral conditions.

Ag/Comm Loans

Ag Operating - contact us for rate and term information
Ag Term - contact us for rate and term information
Ag/Comm Real Estate - contact us for rate and term information

All loans subject to credit approval and vary based on credit worthiness, qualifications, and collateral conditions.

Misc. Consumer Loans

Loan Type  Term Rate~ APR~ Repayment Example
Signature Loan~ 36 Months (up to) 9.25% 9.67% An example of a 3-year fixed rate monthly payment at the quoted rate would be
36 monthly payments of $32.15 per $1000 borrowed.
Ready Reserve Loan~ N/A 9.25% 9.67%

~APR = Annual Percentage Rate. Rates and terms are subject to change. Rates and terms are subject to the borrower's credit history and credit union accounts. Rates disclosed are the lowest available through Fulda Area Credit Union. Other conditions may apply. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval.